Chase freedom unlimited reddit.

As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good. The Chase Freedom Flex℠, or the Chase Freedom Unlimited®? The card names sound similar, and, at a glance, the rewards look alike, too. But not so fast: …Both, eventually. Flex for sure. 1.5% can get it by other cards. Freedom unlimited is a better catch all card so it is always the best on to get first. The flex is a pretty niche card and only good for the rotating categories so unless you will benefit from those freedom unlimited is always the way to go.More perks and the cash back adds up quickly. In my experience, Chase has been more generous with starting limit and CLIs. Goldman Sachs has been the stingiest for limits/increases compared to the other cards I have. I like my Apple Card for financing Apple Products and the 2% cash back for using Apple Pay. The physical card is pretty.The no-annual-fee Chase Freedom Unlimited is a perfect card for both beginner and advanced award travelers. While most cards offer 1% back on purchases outside of bonus categories, you'll earn 1.5% back on non-bonus spending with the Freedom Unlimited. And if you pair this with a card that earns premium Chase Ultimate …

In the near term, the Chase Freedom Unlimited® pulls ahead by offering a generous sign-up bonus for new cardholders. Its offer: Earn an additional 1.5% cash back on everything you buy (on up to ...The Freedom Unlimited and the Freedem Flex are two different products from Chase, and their SUBs are not tied to each other. Assuming you have been approved for less then 5 credit cards from any lender in the last 24 months (5/24 rule), which you only claim three cards, so you should be, you should be eligible for the Freedom Unlimited SUB.Better for what purpose? · The Chase Freedom Unlimited, on its own, gives a rebate on every purchase, at 1.5 percent. · The Chase Sapphire Preferred card has an ...

Applying for a Chase Sapphire Preferred with a 722 score and only 6 months of history. 1. 6. r/CreditCards. Join. • 12 days ago. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! The Chase Freedom Unlimited® is an excellent rewards credit card for both amateur points and miles enthusiasts and the pros in the award travel field. The card …

Neither is “better”, just use each for their strengths. Assuming you don’t have any other cards: SavorOne: Groceries, Streaming, Entertainment, Uber/Uber Eats (and Uber One) Both of the cards are 3% on dining, so you can use either one. Good point. Ya I don’t have any other cards only CC now is CFU. I have the Chase Sapphire Preferred and Freedom Unlimited. They just dramatically improved the Freedom Unlimited's benefits. It's now 5% back on travel, 3% on dining, 3% at drugstores, and unlimited 1.5% back, all with no annual fee. The Sapphire Preferred is billed as the best travel card but it's only 2% on travel and dining .The Offer. Direct link to offer. Chase is offering some users a sign up bonus of 3% cash back on all purchases on the Chase Freedom Unlimited for the first year. There is no sign up bonus on this card, but you do get $25 (2,500 Chase UR) when you add an authorized user and make your first purchase.The Chase Freedom Unlimited is a great entry card because it allows you to not only build your credit but also gives you a $150 bonus, 1.5% cash back on all ...On October 12, 2023, the issuer launched its first-ever special offer of unlimited matched cash back, which doubles the Chase Freedom Unlimited ’s cash-back rate in year one of card ownership ...

With our Chase Freedom Unlimited review, you’ll discover everything about the perks, annual fees, and requirements of this cash back credit card. OUR RATING: 3.25 stars out of 5 Chase Freedom Unlimited® comes with a solid welcome offer and ...

Any portion of a purchase made in the U.S. charged to an eligible card qualifies for price protection. A $500 per-item maximum applies and you’ll only be reimbursed if a claim is made within 90 ...

The Chase Freedom Unlimited card gives you an introductory 0% APR on purchases and balance transfers for 15 months, followed by a variable APR of 16.49% to 25.24%. The Capital One Quicksilver offers an introductory 0% APR on purchases and balance transfers for 15 months, and then a variable APR of 16.49% to 26.49% after that …May 6, 2023 · However, your points are worth at least 1.25 cents each when booking award travel. With the Chase Freedom Unlimited, your points are only worth 1 cent each for any redemption. Because of the value of points, the Chase Sapphire Preferred credit score needed may be slightly higher, though it’s not impossible. The Chase Freedom Unlimited is a surprisingly powerful card that earns at least 1.5% back on everything. However, it becomes a standout card if you pair it with a card that earns transferable Ultimate Rewards points, doubling their potential value. Read our full review of the Chase Freedom Unlimited. The Chase Freedom Unlimited has a $0 annual fee. With this card, you can earn 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases. The Chase Freedom also …The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover.Yes, you can apply for the Chase Freedom Unlimited credit card even if you already have the Chase Freedom card. These rewards credit cards are two separate ...

John S Kiernan, WalletHub Managing EditorMay 25, 2023 John S Kiernan, WalletHub Managing EditorMay 25, 2023 Bottom Line: Chase Freedom Unlimited is one of the best all-around credit cards on the market. Opinions and ratings are our own. Thi...In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active.When you compare the Citi Double Cash card’s flat rate of up to 2% cash back (1% when you buy, 1% as you pay off your purchases) to the Chase Freedom Unlimited’s 1.5% cash back rate on general purchases, the Citi Double Cash card appears to be the clear winner. But wait: You also need to figure in the Chase Freedom …Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating bonuses.The difference between freedom unlimited and sapphire preferred is in redemption value. Freedom unlimited only allows you to redeem points at 1:1 cash value. Sapphire preferred adds the ability to purchase travel at 1.25x value. Additionally with sapphire you can transfer points to hotel and airline programs where it is possibly to get even ... The $7,500 math is a little off on recouping the $150. You can't forget by using the citi card you'd be foregoing the 1.5% cashback on the Freedom unlimited. Therefore, $30,000 spending is the break even point: Citi Double = $30,000 * .02 = $600 cashback Freedom Unlimited = $30,000 *.015 = $450 + $150 bonus = $600.The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...

The $7,500 math is a little off on recouping the $150. You can't forget by using the citi card you'd be foregoing the 1.5% cashback on the Freedom unlimited. Therefore, $30,000 spending is the break even point: Citi Double = $30,000 * .02 = $600 cashback Freedom Unlimited = $30,000 *.015 = $450 + $150 bonus = $600.

Chase Freedom Unlimited - "Pending". I applied for Chase Freedom Unlimited for the second time (07/13/2022) they said, "Looking for more information/Pending". I applied for it back on 04/27/2022 and had gotten the same response which turned to "Denied" in the end. I can understand it got denied the first time since my credit report hadn't ...This would give you three personal credit cards: Chase Sapphire Reserve or Preferred, Chase Freedom Flex and Chase Freedom Unlimited. Altogether, you're only paying one annual fee (since the Chase Freedom Flex and Freedom Unlimited both come with no annual fee). And you'll be able to earn 5 points per dollar on those rotating categories with ...Here's how the Amex Blue Cash Everyday card and Chase Freedom Unlimited card compare in our quest to find the best cash-back card for you. We may be compensated when you click on product links, such as credit cards, from one or more of our ...Freedom Unlimited is pretty good for a 1 card cash back set up. I think the WF autograph would be better in a lot of ways. If you want Cashback and are willing to get 2 cards, the best set up may be Amex BCE and WF Autograph. Basically gets 3% on dining, travel, Gas, Transit, Groceries, Online retail, streaming services, and cell phone plans. Here's how the Amex Blue Cash Everyday card and Chase Freedom Unlimited card compare in our quest to find the best cash-back card for you. We may be compensated when you click on product links, such as credit cards, from one or more of our ...The Chase Freedom Unlimited ® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.They serve completely different puroposes: Freedom Unlimited provides a higher base rewards rate. Freedom Flex provides a great reward (5%) rotating category every quarter but not as good of a base rewards rate. They work well as a compliment to each other, especially when combined with one of the Sapphire cards. BUBB1EGUMP •.The main difference is in the highlights of their rewards structures: The Freedom Flex card offers 5% cash back on rotating quarterly categories, while the Chase Freedom Unlimited offers a flat-rate 1.5% cash back on everything. Read on to get a rundown of the pros and cons of each card, as well as which card is better suited for you, based on ...The 5% quarterly category bonus on the flex and the 5% gas and grocery offer here isn't technically 5%. The Flex gets 1% back on everything, and the 5% categories are actually coded as a 4% bonus to the 1% on everything. So a grocery purchase during the quarterly grocery bonus and with this SUB would be 1% everything + 4% quarterly + 4% SUB = 9 ...

Thanks for the info! 2. parisienjames • 5 yr. ago. You have decent profile to being approved. For my case, I had 1 credit card, 657 FICO, 89% utilization rate with 1 year and half history, but I still got Chase Freedom Unlimited. You will get it. 3. brainyclown10 • 5 yr. ago. Thanks!

So I recently got the Chase freedom unlimited under the impression that I would be getting a $200 welcome bonus for spending $500. However when I look in the Chase app it’s telling me that I will be getting 20,000 points instead. I know that to some people it’s not a big deal but I’m just confused to be honest and I feel like I was a bit ...

If you are willing to do some more research to maximize your earnings and redemptions, you might be better off getting Chase Freedom Unlimited (1.5% minimum and 3-5% cash back on some purchases), Freedom Flex (5% rotating categories), and either Sapphire Preferred or Sapphire Reserved annual fee cards to maximize redemptions on travel using ...Nearly all other purchases would go on either the Chase Freedom Unlimited or the Chase Sapphire Preferred. Chase Freedom Unlimited for everyday purchases for effective 1.88x. This is chosen over the 2x with Capital One Venture X because you can combine with all other Chase points, and because using travel partners can make these Freedom ...CSP for 1.25x multiplier. So OP could get $5,700 or $4750 with those cards. That is if he does have $3800 of qualifying spend on it which isn't too bad. erphoon • 3 yr. ago. This is the best option to go with OP. If you want to get the best out of UR points you may have to get CSP/CSR and redeem it for travel credit.Here's how to check for your Chase pre-approval offers online: Log in to your Chase account. Open the main menu. Click "Just for You" in the "Explore Products" section. See if you have any Chase ...More perks and the cash back adds up quickly. In my experience, Chase has been more generous with starting limit and CLIs. Goldman Sachs has been the stingiest for limits/increases compared to the other cards I have. I like my Apple Card for financing Apple Products and the 2% cash back for using Apple Pay. The physical card is pretty.Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you …Freedom Unlimited is pretty good for a 1 card cash back set up. I think the WF autograph would be better in a lot of ways. If you want Cashback and are willing to get 2 cards, the best set up may be Amex BCE and WF Autograph. Basically gets 3% on dining, travel, Gas, Transit, Groceries, Online retail, streaming services, and cell phone plans. Freedom unlimited chase reddit WitrynaChase Freedom Unlimited 3% at restaurants and drugstores 1.5% on everything else Decent discounts on gift card ...So I recently got the Chase freedom unlimited under the impression that I would be getting a $200 welcome bonus for spending $500. However when I look in the Chase app it’s telling me that I will be getting 20,000 points instead. I know that to some people it’s not a big deal but I’m just confused to be honest and I feel like I was a bit ... The Chase Freedom Unlimited is a great entry card because it allows you to not only build your credit but also gives you a $150 bonus, 1.5% cash back on all ...

All signs point to an issue on the Chase side, and they’re maintaining that my device (iPhone 14) is not supported. 5747_2092 • 10 mo. ago. Try adding through the Chase App. U click on the cc. Then go to acct services. Click see more. Then click digital wallets. Then click Apple Pay.View community ranking In the Top 1% of largest communities on Reddit. Chase "Freedom with Ultimate Rewards" is the card to ask for when requesting a product change to the original Freedom (Visa) ... It's not comparable to the Freedom Unlimited, because Freedom unlimited is a flat 1.5% card, where the OG Freedom is a rotating 5% …May 16, 2019 · Chase Freedom Unlimited I got approved for this card, it’s my first credit card. My limit is $1,500. How fast can I raise this limit? I am new to credit cards. Also would you recommend getting another credit card? If so which one, and was Chase Freedom Unlimited a good choice for my first card? Thank you all. 16 27 comments Add a Comment Instagram:https://instagram. fairy ring in house osrsmyuhc exchangefox dpx2 setup5 crore inr to usd 3x points on select streaming services. Earning bonus points on streaming services is timely since many of us are still spending a lot of time at home. The Chase Sapphire Preferred® Card now earns 3x points on select streaming services, but the important word here is select — only purchases from eligible services will qualify: Disney+. cordele weather radarmykplan com Jul 28, 2023 · The Chase Freedom Unlimited® credit card offers high rewards on everyday spending, including bonus cash back in the following categories: 5% on travel booked via Chase Ultimate Rewards® travel ... south coast plaza map level 1 The Chase Freedom Unlimited ® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.The no-annual-fee Chase Freedom Unlimited is a perfect card for both beginner and advanced award travelers. While most cards offer 1% back on purchases outside of bonus categories, you'll earn 1.5% back on non-bonus spending with the Freedom Unlimited. And if you pair this with a card that earns premium Chase Ultimate …You really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top of that more cards means a better credit limit, makes it easier to maintain low utilization and will make it easier to get new accounts in the future without hitting ...